Cover with a solid foundation


Building a policy that works for you


For those who work in the construction industry, you’ll be aware of the risks that you, your staff and the general public may be exposed to on a daily basis.


Whilst the health and safety conditions are heavily regulated on-site, things can still go wrong, potentially resulting in damage or injury to your equipment, property, staff or even members of the public.

At Full-Time Cover, our specialist team can arrange a policy which covers a wide range of risks your business may be faced with, all under one all-encompassing policy.


This means you won’t need to take out multiple policies with different insurers and instead will be protected under one simple package.


As a minimum, you will legally require Employers’ Liability cover if you hire staff. However, to be fully prepared against the full magnitude of the risks you may be exposed to, it’s best to obtain a policy designed specifically for you.


Public Liability cover is very important if your site is exposed to the public, and can protect workers when working in people’s homes.

We’ll work with you to understand the size and nature of your business in order to determine a policy which suits your business. We’ll be there by your side from acquiring a policy, right through to potentially making a claim.


Key Features:

  • Liability
  • Equipment/machinery
  • Contractors all risk
  • Professional indemnity
  • Personal accident
  • Theft/loss/damage to tools
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Insurance with a difference


We arrange all of your insurance requirements for a transparent fee.


We give 20% of that fee back to a charity chosen by you.

Peace of Mind

We only work with trusted insurers, so you can be assured you're in safe hands.


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We endeavour to respond to all enquiries within two working days.