For those who work in hospitality…


…welcome in great protection with open arms



When you work in hospitality, your main concerns should be to protect your income, your premises and most importantly, your staff and customers. In this public-facing industry, disaster can strike at the most unexpected of times and could prove catastrophic to the running or reputation of your business.

At Full-Time Cover, we can ensure that you’re covered against a wide range of risks specific to your industry, all under a sole policy.


This means that you’ll not be required to take out multiple policies from different insurers which can get very time-consuming and can often prove more costly.


We understand that when working in this industry you don’t get a lot of spare time to dedicate to admin, so let us take this out of your hands.

We’ll work with you to identify and manage the risks specific to your business and then arrange a policy which works to mitigate these risks. No two establishments are the same, so we certainly won’t take a one-size-fits-all approach to your business.


Key features:

  • Liability
  • Buildings & contents insurance
  • Business interruption
  • Personal contents (optional)
  • Accidental/weather damage
  • Theft
  • Commercial kitchens/ freezer contents
  • Aggregate services (gyms, swimming pools etc)
  • Cyber
Get a quote


Insurance with a difference


We arrange all of your insurance requirements for a transparent fee.


We give 20% of that fee back to a charity chosen by you.

Peace of Mind

We only work with trusted insurers, so you can be assured you're in safe hands.


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We endeavour to respond to all enquiries within two working days.