Directors & Officers Insurance - Full Time Cover

Directors & Officers Insurance

A D&O Insurance policy…

…can provide invaluable protection

We work with leading insurers to deliver you results.


Did you know that a company director can be held personally liable for business decisions (even if your company has public liability and other insurances in place) and that even once you’ve left a company you will still be held responsible for the decisions that you made while you were there?

Directors’ and officers’ insurance (also known as D&O insurance or management liability insurance) will protect your business if a claim is made directly against the directors and officers of your company. Even if you’re the owner of a limited company, personal claims can still be made against you, and therefore a D&O insurance policy can provide invaluable protection.

As a business owner, it’s important that you have the correct D&O insurance in place. Find out how we can help to protect your business with a policy from today.

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What is Directors’ & Officers’ Insurance?

As the director, partner or officer of your company, in the event of a claim being made against you personally, D&O will provide financial protection and cover the costs of defending your case in court as well as settling any successful claims. Even though your company may have liability insurance policies of its own, as a company director or officer it is also worth taking out your own D&O insurance policy to give you added peace of mind if something doesn’t go to plan.

Company directors and officers have significant responsibilities and make hundreds of important decisions on a regular basis. Therefore it’s likely that even the most experienced professional will make the occasional mistake, and having a D&O policy in place will ensure that you can focus on running your business without worrying about your personal financial liability.

Key Features

  • Defamation
  • Health and safety issues (for example if an employee suffers a serious injury at work)
  • A breach of duty or trust (for example if a customer database that contains sensitive information is leaked)
  • Employment practices problems
  • Pollution
  • Failure to act in the company’s best interest
  • Negligence (for example if there has been a lack of due diligence in regards to an investment or business deal which has subsequently lost the company money)
  • The operation or administration of a pension or employee benefit scheme
  • Wrongful trading
  • A breach of European legislation


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