We work with leading insurers to deliver you results.
Whether you run a hotel, boutique hotel, or guesthouse, you will no doubt have service at the forefront of what you do. As a broker, we strive to offer the same for our clients. Finding the right insurance as a hotel owner can be tricky and some boutique hotels or spa hotels in particular often have a unique set of insurance requirements and risk mitigation. At Full-Time Cover, we are fast-growing hospitality brokers offering a concierge approach to your Hotel Insurance quote. No admin fees, great rates with a trusted panel of insurers. We shop around for the best fit for you.
20% of ALL Profits go to These Charities
- Hotel Public Liability Insurance
- Employers Liability Insurance
- Buildings & Contents Insurance
- Business Interruption
- Stock Insurance
- Accidental Damage Cover
What are the types of cover?
This is designed to protect the hotel should any guests accidentally break or damage valuables during their stay. Having this cover in place means not having to worry with guests and you can ensure to make their stay as comfortable as possible.
Covers the price of your stock from items such as alcohol, to bedsheets and linens. If any of these items are stolen, your insurance covers the cost of replacement. Of course, bear in mind your busy periods such as holidays and ensure your limits suffice.
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As a boutique hotel, you may have certain features that require special attention in your insurance policy. We often see fine art, antiques, or one-off commissions are not properly taken into consideration on standard hotel insurance policies but it’s essential to get this right to ensure these specialised items are properly covered should you need to make a claim. After all, how do you set a value on an antique or one-off piece? Can the art be restored? How likely is it the item would be found if stolen? As a boutique hotel, you may have certain features that require special attention in your insurance policy. We often see fine art, antiques, or one-off commissions are not properly taken into consideration on standard policies.
Your policy will also be shaped by the experiences you offer your guests from bike rides to spa treatments. These come with different liability concerns and requires specific risk management and mitigation.
As specialist Boutique Hotel Insurance brokers, we treat every site as unique and will work with you to create a presentation to underwriters. Our team will help you to demonstrate your passion and commitment to delivering a robust health and safety plan that ensures guest safety.
Are you looking to expand your hotel portfolio either domestically or abroad? We specialise in delivering great economies of scale growth in your business and can work with you in your 5-year plan to shape cover that allows you to easily manage all your venues under one policy.
Yes, through our panel of insurers we can cover hotels with a wide range of facilities, from golf courses to spas to gyms.
If for example, you run a guest house or B&B and own the building, you may be particularly interested to know that we do offer subsidence cover with Buildings Insurance.