Nightclub and Late-Night Bar Insurance
It’s not just the early bird that catches the worm
At Full-Time Cover, we’re here to protect your late-night business
Whether you run a buzzing nightclub or up-market wine bar, the set of risks you face are bespoke to your business. While an off-the-shelf Insurance policy may seem like the cheapest option, it may not protect you from the late hours you operate. By working with the Full-Time Cover team, you can be confident that your insurance cover is the right fit for your establishment.
Nightclubs, discos, late-night wine bars, bars with dance floors, comedy clubs, and music venues. These all come with a set of risks that takes a specialist understanding and specialist markets. At Full-Time Cover we offer specialist insurance advice, that’s transparent and honest with no hidden fees. We work with a trusted group of specialist insurers to get you the best deal possible for your venue.
Unique to your business
While muted lighting can create an atmosphere in your venue, you don’t want to be left in the dark when it comes to your insurance. That’s where Nightclub and Late-Night Bar Insurance can help. We’ll work with you to ensure that every aspect of your late-night establishment is covered, from the building, your stock, to your USPs from DJ and live music stages to neon lights and smoke machines.
Contents insurance covers your fixtures and fittings, equipment, and stock. In the case of a night club, this means things like your lighting, sound and DJ equipment, bar stock, and cash. Think about your tills and computers. Revamping a nightclub can often come with expensive makeovers and getting your contents cover right is key.
If you are the owner of the property, you need to closely consider the adequacy of your rebuild costs
Remember – buildings insurance is not based on the market value of the property or what you paid for it – it is the cost to rebuild the property. If you are unsure speak to us about our desktop valuations.
Most clubs will be insured for damage to their buildings and contents from floods, fire, or other unexpected disasters. But these policies often won’t cover you for lost revenue if you’re unable to trade. Business interruption insurance could provide you with funds to pay staff, refill stock and rebuild your business. This is a big one, with lots of important factors to consider, particularly for club owners. Often, we see clients underinsured in this area
GET IN TOUCH
Yes, as a specialist broker for all hospitality, we pride ourselves on the range of cover we offer. Whether you’re a nightclub, cocktail venue, or late-night wine bar, we’ve got you covered
Yes, we can arrange a monthly instalment plan for you.