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As the most watched and played sport on Earth, football is loved across the world and evokes feelings of pride and unity amongst all those who watch or partake in the sport. For many, it’s considered more than just a game but a way of life.


It can form friendships, stir up heated arguments and transcend language barriers. At Full-Time Cover, we’re keen to support amateur, semi-professional and professional footballers stay protected both on and off the pitch.

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Whether you’re in a club, team or association, we can find you a policy that suits your requirements.


Key Features:

  • Personal Accident
  • Liabilities
  • Professional Indemnity
  • Failure to Broadcast
  • Cyber
  • Prize Indemnity
  • Travel
  • Motor Fleet
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Personal Accident


Personal Accident Insurance is designed to protect your club financially should a player suffer injury and you have a obligation to carry on paying. Our policies can provide Permanent Total Disablement Cover as well as Temporary Total Disablement. Personal Accident Insurance for professional footballers is a key policy in financial protection for your clubs biggest assets – its players.


To see Professional Football Players Personal Accident Insurance Please click here




Standard Liabilities insurance can often be unsuitable for sports clubs and associations, the sheer numbers of fans at the ground each week brings its own set of very challenging and unique requirements. Last year alone, over 75 million attended professional sports events in the UK. Going to a dedicated sports insurer who not only understands your needs and risk management, but has direct access into the appropriate markets to place the business can be vital. Professional Football liabilities insurance face exposures beyond the traditional scope of standard liabilities cover.


Public Liability insurance covers your costs should a member of the public injure themselves. From someone slipping outside your stadium to to contractor injuring themselves. Most business, especially in sports sector are exposed to public liability risks, so appropriate cover is paramount.




We offer first class group travel policies with a great track record with our clients, up to international sports teams and associations.


Directors and Officers


Directors and Officers insurance offers financial protection to the management of your club or associations Directors and Officers or Partners. It is designed to cover costs of all claims made against them, should any arise. Directors hold huge responsibilities and can at times be held personally responsible and could be liable for payment of fines, compensation or imprisonment.


Cyber Insurance


When it comes to cyber risk, insurance is more important than ever with attacks and security breaches increasing in frequency and sophistication. Cyber insurance is designed to support and protect your club or association if it experiences a data breach or subject to attack from a hacker. It provides comprehensive cover , simplicity, reputation protection and a trusted partner in the event of a claim.


Failure to Broadcast


The possibility of equipment failure or malfunctioning, as well as event not going ahead itself is a very real possibility. The revenues from sponsors. advertisers or rights fees is therefore at risk from incidents such as satellite breakdown, damage to equipment or adverse weather, all of which are outside the control of the broadcaster or event organiser. FullTime Cover can arrange insurance solutions to help protect against revenue loss arising from risks outside of their control.


Sponsorship Cancellation


Funds raised through sponsorship can be vital income for clubs and associations. What happens when a sponsor can no longer fulfil their contractual requirements? Sponsorship cancellation insurance provides a relief for a club or association as well as peace of mind.


Motor Fleet


Another key policy for sports clubs. We can provide fleet insurance for all the clubs vehicles, as well as for players if they offer this as a perk for their cars.


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Insurance with a difference

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We arrange all of your insurance requirements for a transparent fee.

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We give 20% of that fee back to a charity chosen by you.

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Peace of Mind

We only work with trusted insurers, so you can be assured you're in safe hands.


    Please do not disclose sensitive information.

    We endeavour to respond to all enquiries within two working days.