High Value and Prestige Car Insurance
For cover that meets the standards your vehicle sets
We take the time to find the right protection for your high-value and performance vehicles
We work with leading insurers to deliver you results.
Intro
High value and prestige cars are anything but standard, so it makes sense that they require more than standard car insurance. If your car is valued at over £50,000 you should consider specialist cover and advice on security and repairs. Our specialist team at Full-Time Cover is experienced in arranging tailored solutions for high-performance cars, supercars, and sports vehicles. With round-the-clock concierge service, you are given one dedicated account handler from placing your business, to making any changes or indeed claims. That means no call centres, just a simple dedicated service.
Whether you drive an Aston Martin, Bentley, Lamborghini, or something of a similar class, we can help to arrange the cover that your vehicle deserves.
If you own multiple vehicles, these can be covered under a flexible multi-car policy which will not only save you time but could also see savings of up to 25%.
We’ll also talk you through any optional extras available and how they will benefit you. These include motor heritage legal, personal accident cover, and excess protection.
Should you need to claim on your policy, we will be there to support you each step of the way, negotiating with your insurers on your behalf to ensure you get the right outcome.
20% of ALL Profits go to These Charities
Key Features
- Uninsured loss recovery
- Cover for loss of personal effects from the vehicle
- Free agreed value for classic prestige vehicles
- Glass cover
- Replacement locks cover
- Audio and sat nav equipment cover
- New car replacement if your car is less than 12 months old
- Cover for driving in Europe
- European Breakdown and Home-Start
What you can expect from our Private Clients team
You get a senior, dedicated insurance professional to work with you. As part of the service, they’ll:
- Get to know you personally and understand your priorities, and what is important to you.
- Negotiate a suitable combination of cover and price for you
- Simplify your insurance portfolio, such as having your home, cars, and additional properties all under one policy
- Work with our dedicated claims team to make sure any claims run smoothly
GET IN TOUCH
FAQs
With a standard provider; yes! You do need a separate no-claims bonus for each vehicle. So if you buy a new Range Rover, you may have to pay a lot more if you don’t have any no claims bonus to allocate to it. However, high net worth motor policies are different. The policies are looked at by an underwriter, not a computer, so if you’ve not made any claims, then the underwriter will allocate you a discount for each vehicle you own.
Typically, 3 or more cars can qualify for the motor fleet policy. This comes with the benefits of one simple policy and often better rates. Often with supercars, insurers like a variety of cars so all mileage isn’t just on the supercar