Career Ending Insurance | Arrange for a Free Quotation

Career Ending Insurance

Protect yourself…

… against the financial impact of a career-ending injury 

We work with leading insurers to deliver you results.


You never know what’s around the corner and in the sporting industry, there are countless tragic examples of careers abruptly ending due to an accident or injury occurring without warning. Overnight your career can be suddenly impacted, and you may not be financially prepared for the repercussions.

Helping to safeguard your future with career-ending injury insurance.

Working as a professional sportsperson is a high-risk profession and with the amount of dedication and sacrifice needed to get to the top, there is so much at stake that can be lost in an instant. This means that having the right cover is essential. Career-Ending Insurance for footballers, rugby players, and other sports can be an essential part of wealth management planning.

It pays to use a reputed broker when taking out career-ending insurance. If the necessary steps aren’t followed after taking out a policy, it may be rendered void

20% of ALL Profits go to These Charities

Key Features

  • Option to either pay out a tax-free lump sum or regular income instalments
  • Relieves financial concerns regarding accident or injury
  • Underwritten at Lloyd’s
  • Highly flexible and tailored to suit individual clients

Cover for your unique circumstances

An integral part of a football professional’s wealth management strategy Footballers work hard to reach the top of their game. However, many do not fully appreciate the impact a serious or career-ending injury or illness could have on their short and long-term financial future. Personal accident (PA) insurance provides financial protection to a player and their family against their potential loss of earnings if their career is either interrupted or prematurely ended due to an accident or illness. Personal accident insurance forms a vital component of a player’s wealth management strategy. Full-Time Cover, arrange bespoke policies tailored to the personal requirements of the individual. Our experienced professionals work with the player and/or their representatives to recommend policy options that are suited to their unique circumstances, considering a range of criteria including: 

  • The country in which they play 
  • The length of their current contract 
  • The footballer’s potential future earnings, inc other earning streams


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Stronger Together

Whilst risks of injuries or illness are often unavoidable, the financial impact can be negated with proper planning and correct insurance. Depending on a footballer’s circumstances we recommend one of or a combination of, the below: Permanent total disablement (PTD) Inc Accidental Death An insurance policy that pays a lump sum benefit in the event a player’s career is ended prematurely through accidental bodily injury or illness. In the event of accidental death, the benefit would be paid to the insured’s beneficiary. The policy provides the player with 24hr worldwide cover including when they are on international duty. Temporary total disablement (TTD) Playing contracts vary depending on the country. Legislation in each country will dictate how long a club is obliged to pay a footballer’s salary after they sustain a serious injury. A TTD policy can supplement a professional’s salary until they are fit to resume their profession.

A footballer or sports professional’s career is short. Should a player sustain serious injury it can be shorter. Insurance is a vital tool of a player’s wealth management. Accidents can occur in a match, in training, or anywhere such as a car accident. A player’s financial situation can change significantly in event of an accident, and injury insurance is the first line of defence in wealth protection. In the event of a successful claim, a player receives a lump sum, a tax-free benefit that can be anything around 5x the annual salary. Insurance gives peace of mind and financial security.

We provide professional sports injury cover for footballers, rugby players, snooker players, tennis players, cricketers and jockeys so please get in touch.

Much like in team sports, it flows better when everyone pulls together. Ask us about our group Personal Accident scheme and see if this can help you.